Build your own book.
Keep your independence.
Never build it alone.
Join Rise Insurance and Financial Services as an independent life, annuity, and health agent, with the carriers, technology, leads, and mentorship to grow a business that's truly yours.
What it means to build with us
Most agents are forced to choose: independence means doing everything yourself, or support means giving up control. Rise was built so you don't have to choose. Led by Courtney Rogers, insurance and financial services professional since 2008 and MDRT qualifier.
You own your business
You're an independent contractor. You set your schedule, choose your market, and build relationships that belong to you — not a carrier.
You offer what fits
Access to leading life and annuity carriers means you recommend the right product for the client, not the only product you can sell.
You work with modern tools
Every Rise agent gets a fully built client system: CRM, texting, email, booking calendars, and ready-made landing pages. Set up and branded, so you spend your time with clients, not building tech.
You're never on your own
Training, case design help, and direct access to leadership when a case gets complicated. Not an 800 number — a real person who picks up.
Courtney Rogers
Founder, Rise Insurance and Financial Services
I started in insurance and financial services in 2008 because I believed the right coverage changes a family's future — and that an independent agent, with the right carriers and the right tools, can serve a client better than anyone answering to a quota. I've been an MDRT qualifier and stayed independent by choice, and I built Rise so other agents wouldn't have to choose between owning their business and having real support.
Every Rise agent gets the same thing I would have wanted at the start: carrier options, a client system that works, and a real person to call when a case gets complicated. You run your business. I'll make sure you're never running it alone.
In insurance & financial services since 2008
MDRT qualifier
Licensed across 25 states — and growing
A message from Courtney
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"You own your book. You own your clients. My job is to make sure you have everything behind you to make that worth building."
— Courtney Rogers, Founder
Hear directly from Courtney on why Rise was built — and what you can expect from day one.
Everything in one place
Carrier access, a full client system, and real support — so you spend your time selling, not setting up.
Carrier contracts
Contracts with leading life and annuity carriers at competitive compensation.
Your Rise client system
CRM and sales pipeline, automated text and email follow-up, online booking calendar, and product-specific landing pages for term, IUL, final expense, and fixed annuities.
Lead programs
Optional lead packages delivered straight into your CRM — opt in when you're ready, not a requirement.
Training
Structured onboarding, ongoing product training, and sales process and case design support from day one.
Marketing support
Compliant, ready-to-use content and campaigns — so you're not starting from a blank page.
Back-office help
Contracting, case submission, and underwriting support handled with you, not by you.
Products you'll offer
Life, annuities, and health — the product lines people actually need, from carriers you can trust. No property & casualty. No securities. No investment advice.
Final Expense
Whole life coverage designed to cover funeral and end-of-life costs, with a simplified application.
Mortgage Protection
Term life that protects the family home — the benefit can pay down the mortgage if the worst happens.
Indexed Universal Life (IUL)
Permanent life insurance that builds cash value over time, tied to a market index with downside protection.
Fixed Annuities
Guaranteed income for retirement — protection from market swings with predictable, steady growth.
Medicare Advantage
All-in-one Medicare plans bundling hospital, medical, and often prescription and extra benefits.
Medicare Supplements (Medigap)
Plans that fill the gaps Original Medicare doesn't cover — copays, coinsurance, and deductibles.
Supplemental Health
Added coverage for hospital stays, critical illness, and accidents that complement primary health plans.
Licensed across 25 states — and growing
Rise agents can write business across 25 states today, from the Pacific Northwest to the Southeast and into the Rust Belt. New appointments are added as we grow. Hover or tap a state to see where we're licensed.
Pacific & Mountain
Where Rise started. 7 statesSouth & Southeast
Our fastest-growing footprint. 10 statesAppalachia & the Rust Belt
Newly licensed — doors open now. 8 statesNew appointments are added as Rise expands — ask us about your state.
25 states licensed · growing footprint
People who want to own it
- Licensed life & health agents, or people ready to get licensed (we'll point you to the steps).
- Experienced agents tired of captive limits or going it alone.
- Career changers who want a business with real ownership.
- Self-starters who follow up, treat clients like family, and do things the right way.
How it works
From application to writing business — five straightforward steps.
- 1
Apply
About 3 minutes.
- 2
Talk with us
A no-pressure call.
- 3
Get contracted
We handle carrier appointments.
- 4
Get set up
Your client system is ready on day one.
- 5
Start writing business
With training and support from your first case on.
Agents who chose independence — with real support
What it's like to build with Rise, in our agents' own words.
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"I set my own schedule and choose my own market — and for the first time, the support I get doesn't take that away from me."
Marcus T.
Independent Agent · Licensed in OR & WA
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"When a case got complicated, I picked up the phone and got a real person — not an 800 number. That's why I stayed."
Dana R.
Independent Agent · Licensed in CA
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"My CRM, booking calendar, and landing pages were ready on day one. I spent week one with clients, not setting up tech."
James L.
Career changer · Licensed in ID
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Testimonials reflect individual agents' experiences and are not a guarantee of results. Rise agents are independent contractors, not employees. Compensation depends on individual production; no income is guaranteed.
Project your book growth
A planning tool, not a promise. Enter your own assumptions about policies written, premium, and commission — and see what building a book could look like over time.
Your assumptions
Every number below is your input — not a projection of typical Rise agent earnings.
Set by the carrier — enter your product's rate.
Share of policies that stay on the books each year.
In-force policies (Yr 5)
223
Book size (Yr 5)
$222,518
Cumulative commission
$171,953
Annual commission by year
Illustrative| Year | New | In force | Book size | First-yr comp | Renewal comp | Total comp | Cumulative |
|---|---|---|---|---|---|---|---|
| 1 | 60 | 60 | $60,000 | $30,000 | $0 | $30,000 | $30,000 |
| 2 | 60 | 111 | $111,000 | $30,000 | $2,550 | $32,550 | $62,550 |
| 3 | 60 | 154 | $154,350 | $30,000 | $4,718 | $34,718 | $97,268 |
| 4 | 60 | 191 | $191,198 | $30,000 | $6,560 | $36,560 | $133,827 |
| 5 | 60 | 223 | $222,518 | $30,000 | $8,126 | $38,126 | $171,953 |
Illustrative projection based on your own inputs — not a guarantee of income and not a representation of actual Rise agent earnings. Real results depend on individual production, carrier contracts, product mix, state, persistency, and market conditions. Commission is set by the carrier and varies by product and state. No income is guaranteed.
The Rise Agent Guide
Get the full picture before you apply — a clear, plain-English walkthrough of what it's like to build a business with Rise, what you're provided, and exactly how to get started.
- How the independent agent model works at Rise
- Carrier contracts & compensation overview
- Your done-for-you client system explained
- Training, onboarding & mentorship roadmap
- Step-by-step application and contracting process
Investment
Plain pricing, no surprises. No hidden fees.
Platform fee, lead package pricing, and cancellation terms are available on request — ask us and we'll send the current details. Carrier compensation is set by the carrier and varies by product and state.
Apply to Join Rise
About 3 minutes. No obligation.
Your business. Your clients. Real support behind you.
Frequently asked questions
Do I need to be licensed?
You need an active life license to write business. If you're not licensed yet, we'll guide you through the process.
Am I an employee?
No — Rise agents are independent contractors who run their own businesses.
Do I have to buy leads?
Lead programs are available — please ask us for current details on whether they're optional or required.
Who owns my clients?
Book ownership and vesting terms matter — ask us and we'll walk you through exactly how it works.
Which states can I work in?
We're expanding our footprint — ask us about the states we're currently approved in.